Brightway Path

The third option for $25,000 or more in debt that most people never hear about

It's not a loan, and it's not bankruptcy. Here's how it actually works.

A man sitting at home with a cup of coffee, thinking something through

If you're struggling with $25,000 or more in credit cards, medical bills, or personal loans, most people assume there are only two ways forward — borrow more, or file. There's a third option, and it's neither.

It's called a debt settlement program

A debt specialist could help resolve what you owe with one affordable monthly program deposit. There are no upfront settlement fees before the program starts. You answer a few simple questions to see if you may be eligible — and it takes about 2 minutes to check.

See if you may be eligible

Takes about 2 minutes · For U.S. residents